Full Disclosure Privacy and Terms of Use

Full Disclosure — Privacy Policy and Terms of Use Agreement

By using this  website you fully accept and agree to  the practices, policies and the terms and conditions of use described  below in this  Full Disclosure,  Privacy Policy and Terms of Use Agreement.

If you  do not fully agree to the Full Disclosure, Privacy Policy and Terms of Use below —   please leave the website now and do not use it.

It takes a lot of money and resources to provide you with  this FREE  INFORMATION and service.

Naturally, some links, referrals, content and advertisements found throughout this website will be paid affiliate links.  At times, I include affiliate links in posts and comments  throughout the website.  I  may receive a commission if you purchase a product or service through my affiliate link.  And, I may not receive a commission if you purchase a product or service through my affiliate link. This does not cost you any extra and it may  offer you a special discount or benefit.

Any advice, information, recommendation, suggestion and all content  posted by me on this website is solely my opinion — it is provided  as educational, editorial and entertainment  information only.  It is not  and you will not   consider it  as  professional  advice, recommendation or suggestion.

Should you choose to use any of the information and/or methods found on my site or the tips given by me, I bare no responsibilities or guarantee any type of results. The tips and information shared here are based on my experience  and research.  Any content published by a guest poster on this site is the opinion of the writer and doesn’t necessarily reflect my personal views or opinions.

We will use reasonable efforts to protect your privacy when you visit this Web site. We do not collect any personal information about you unless you contact us by email or through one of our contact forms, or if you post information in a public area of this web site.

We do collect non-personal information from you, such as your browser type,  your ISP,  operating system, and your Internet Protocol (IP) Address.   This Non-Personal information is the same information that is transmitted to any web site that you visit.

We, and/or our advertisers and/or affiliates, may also use cookies.  A cookie is a small line of text that is stored with your web browser for record-keeping purposes and to help us provide our content service to you.

Our advertisers may use cookies to collect tracking information to verify that their advertisements were seen by the visitors to this web site and to verify if you clicked on one of their advertisements. The advertisers may also use the information set by their cookies to analyze their marketing efforts and to target demographic objectives.

We do not disclose personal or non-personal information that we may collect from you to third parties unless requested to do so by law enforcement, a court, or in the event that our web site is abused and we are attempting to track down the abuser(s).

We do not control the privacy policies of our advertisers or other third parties that have web sites linked to the site. If you click on an advertisement or link, the privacy policies of the web site that you link to will control and govern the use of information that they may collect from you.

We assume no responsibility or liability for the actions of third parties with respect to their use of your information or otherwise.

If you disclose information in a public area of this website you do so at your own risk.   The information you disclose in a public area can be collected and harvested by search engines, robots, and software to scrape our website and other websites —  and used by a third party to send you unsolicited messages or advertisements or for other purposes.  We can not control the actions of anyone in those public areas.

We will use reasonable efforts to safeguard the privacy of your information. We assume no responsibility or liability for disclosure of any of your information due to errors in transmission, unauthorized third-party access, hacking or other causes beyond our reasonable control.

Our site is not directed or intended for anyone under the age of 18 years.

If you need help or assistance the best way to contact us is by using the contact form here on the website. The typical reply time will be within 24 hours or sooner.

If you need to send us snail mail — use the following information:

Fort Smith, AR, 72914
+1 (479) 522-4391

We may amend this Privacy Policy at any time by posting the amended terms on this Website. All amended terms will automatically take effect once they are posted on this Web site.